Sustainability Framework and Goals

JMT Sustainability Framework 2030

Fair Debt Management for a Sustainable Society

We are committed to managing debt with fairness, transparency, and stability, strengthening a sound economy, reducing non-performing debt, and driving the organization through innovation and good corporate governance principles, for a sustainable society for all.

Sustainability Development Strategy and Framework

We are committed to minimizing environmental impact through efficient resource management, while promoting technology in work processes to reduce energy consumption and waste, alongside supporting sustainability operations among suppliers and business partners, in order to achieve net zero greenhouse gas emissions.

Environmental Strategic Direction

Manage resources efficiently and leverage technology to reduce environmental impact, working toward net zero greenhouse gas emissions.

Enhance resource utilization efficiency through sustainable practices to reduce long-term environmental impact.

1

Resource Management
2

Climate Change
3

Biodiversity

We are committed to conducting business responsibly, prioritizing fair debt collection practices, respecting the rights of all stakeholders, and avoiding approaches that impose undue burdens. We also promote financial literacy and develop flexible debt restructuring solutions suitable for all groups of people, while caring for employees through continuous skills development and fostering a positive working environment, so that all parties can grow together sustainably.

Social Strategic Direction

Conduct business responsibly, pursue fair debt collection, promote financial literacy, and develop flexible debt restructuring solutions to create a sustainable society.

Promote equality while fostering a safe working environment.
Develop community economies and promote financial literacy to enhance quality of life and build a sustainable society.

1

Human Rights
2

Employee Care and Capability Development
3

Community Engagement

We are committed to conducting business with transparent and accountable good governance principles, complying with international standards and relevant laws, while leveraging technology to enhance debt management efficiency, together with risk management and data security, in order to build confidence among all stakeholder groups.

Governance Strategic Direction

Manage debt effectively in accordance with good corporate governance principles, to build confidence and drive sustainable economic growth.

Elevate debt management through innovation to strengthen sustainable returns.
Enhance service quality through transparent communication.
Strengthen governance and data protection to build business confidence.

1

Innovation and Technology
2

Sustainable Returns
3

Sustainable Supply Chain Management
4

Service Standards and Fair Communication
5

Corporate Governance, Risk Management, and Regulatory Compliance
6

Anti-Corruption
7

Data Protection and Information Systems